Securing financial protection in the event of death is a key component of financial risk management. We will help you select the best-fit coverage from a wide range of versatile products from final expense and debt management to wealth and estate conservation.

This product offers financial relief in the event you are diagnosed with one of over 25 covered conditions. This coverage allows you the opportunity to make meaningful decisions about your recovery on your own terms without having to worry about your finances

These provide you and your family with coverage for those expenses which are not covered by government insurance programs. We will help you choose the plan that suits your needs, and those of your family.

In the event that your ability to earn an income is taken from you by injury or illness, disability insurance provides financial protection. Where many group benefits provide some coverage, we work with our clients to make sure their coverage is adequate, giving them options to top-up coverage where needed, or simply understand what to expect from their current carrier in the event of a claim.

When you qualify for benefits based on your inability to perform the regular activities of your daily life, this policy provides tax free money to help offset the cost of in-home or facility care services. Being unprepared for the costs associated with long term care can become one of the greatest risks to preserving your long term wealth plans. We will help you prepare for financial security in any situation and avoid unmitigated risk.

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident, and other losses incurred while travelling, either nationally or internationally.
Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time-frame.

Segregated fund contracts let investors access the growth potential of the markets, prepare for retirement, and tap into estate planning benefits designed to facilitate quick, cost-effective, and private wealth transfer.